Blog | Integrated Retirement Advisors

Blog

  • All
  • Financial Planning
  • Investments
  • Millennials
  • Nahum Daniels
  • Retire Reset! Book
  • Retirement
  • Retirement Planning
  • Stock Market

2021 Limits for IRAs, 401(k)s and More

Numbers to know for the new year. On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note.   401(k)s. The salary deferral amount for 401(k)s remains the same at $19,500, while the catch-up amount of […]

10 Reasons You Need a Financial Plan

October is Financial Planning Month which serves as a useful, annual checkpoint to make sure you are on track to meet your financial goals. A written, up-to-date financial plan encompasses not only investments, but risk management solutions, tax reduction strategies and estate planning. Here are 10 reasons you need a financial plan: To have one […]

Yes, You Can Lose It All, Even If You’re Wealthy

by M. Nahum Daniels If you’ve been wondering about the book I wrote, RETIRE RESET!, we are publishing some excerpts right here on our blog so that you can learn more. Along the way, you will learn why our firm, Integrated Retirement Advisors, was founded: we’re on a mission to help people with retirement!   […]

Banks Making Money—For Banks

by M. Nahum Daniels If you’ve been wondering about the book I wrote, RETIRE RESET!, we are publishing some excerpts right here on our blog so that you can learn more. Along the way, you will learn why our firm, Integrated Retirement Advisors, was founded: we’re on a mission to help people with retirement! Here […]

The Perils of a Volatile Stock Market

                        The emotions of investing have destroyed far more potential investment return than the economics of investing have ever dreamed of destroying.                           ~John Bogle Founder, Vanguard Group   If you’ve been […]

What I Wrote In Chapter 3 of Retire Reset!

  by M. Nahum Daniels   If you’ve been wondering about the book I wrote, RETIRE RESET!, we are publishing some excerpts right here on our blog so that you can learn more. Along the way, you will learn why our firm, Integrated Retirement Advisors, was founded: we’re on a mission to help people with […]

Nahum Daniels Joins Jon Dwoskin On His “Think Business” Podcast

  Nahum Daniels was interviewed recently by Jon Dwoskin on his THINK BUSINESS* podcast. You can listen to the entire podcast here: https://jondwoskin.com/2019/11/jon-dwoskin-interviews-nahum-daniels-certified-financial-planner-integrated-retirement-advisors/  THINK BUSINESS* is Jon Dowskin’s 1:1 in-depth and soulful conversations with executives, managers and sales people who are making a difference in their companies, communities and in themselves. ————————————————————————————————————————————– Here are a […]

Rethinking Your Retirement Investing To Hedge Against A Market Downturn

  Rethinking Your Retirement Investing To Hedge Against A Market Downturn Studies show most Americans aren’t saving enough for retirement. A recently-released World Economic Forum report warned that most retirees risk running out of money as much as a decade before death. And the anxiety of being ill-prepared for the golden years can grow when […]

How An FIA Can Replace Bonds As Your Hedge Against Volatile Rates

  How An FIA Can Replace Bonds As Your Hedge Against Volatile Rates Interest rates heading to zero or below in the United States, following the pattern set in Europe and Japan, will only make it harder for most nest eggs to do their job. They could also foreshadow low returns across most major asset […]

Retirement Guidelines for Millennials

Millennials looking to retire at age 65 have thirty to forty years to prepare and another thirty to forty years to provide for.  Here are some guidelines we use in our practice:   Acquire discipline: set aside 10% of disposable income to the retirement nest egg. Open your eyes:  Retirement investing is intended to ultimately […]