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Retirement Investing For Entrepreneurs

  Entrepreneurs are risk takers by nature; most swing for the fences in their chosen enterprises.  Most fail once or twice before succeeding.  Many businesses fail even AFTER having succeeded. Retirement savings need to be approached differently.  The retirement nest egg should be fed starting as early as possible and should be focused on steady […]

About Nahum Daniels

    Nahum Daniels is a serial entrepreneur who has made a career of innovative, forward-looking thought leadership on the leading edge of change since 1970.  Boot-strapping his first business set up in Japan in 1970 at the age of 25, with neither business experience nor capital, Nahum built Autumn Press, his first publishing enterprise, […]

Pros and Cons of Borrowing from your 401k Plan account

  The advisability of taking a loan from a 401k plan account is always a facts-and-circumstances determination. And like any tax-related decision that affects retirement success, it can get very complicated. So my first advice to anyone seriously contemplating this move is to get professional help from an accountant and/or financial advisor.  Questions like these […]

Retirement Investing

  Retirement Investing Although we’ve been led to believe otherwise, retirement investing should not be defined in terms of the “total return” approach embodied in Wall Street’s “balanced portfolio” of stocks and bonds. While suitable for institutional investors with very long time-horizons that can eventually absorb and recover losses, the retirement “nest egg” should be […]

Retire Reset! Chapter 2: The Haunting

  By Nahum Daniels, CFP®, RICP®   If you’ve been wondering about the book I wrote, RETIRE RESET!, we are publishing some excerpts every month right here on our blog so that you can learn more. Along the way, you will learn why our firm, Integrated Retirement Advisors, was founded: we’re on a mission to […]

Retire Reset! Chapter 1: Demographics Are Destiny

  By Nahum Daniels, CFP®, RICP®   If you’ve been wondering about the book I wrote, RETIRE RESET!, we are publishing some excerpts every month right here on our blog so that you can learn more. Along the way, you will learn why our firm, Integrated Retirement Advisors, was founded: we’re on a mission to help […]

Retire Reset! Introduction

  By Nahum Daniels, CFP®, RICP® If you’ve been wondering about the book I wrote, RETIRE RESET!, we are going to be publishing some excerpts from it every month right here on our blog so that you can learn more. Along the way, you will learn why our firm, Integrated Retirement Advisors, was founded: we’re on […]

Black Swan Portfolio Construction

What Is a Black Swan Event? Financial professional-turned-writer, Naseem Nicholas Taleb, wrote the book The Black Swan after the 2008 stock market crash. He pointed out an interesting problem with statistical modeling in financial planning. For most of history, swans were large birds known for their striking, white color. In fact, swans were considered nearly synonymous with [...]

Is Everyone in Westchester Rich? Westchester Magazine

  Local Certified Financial Planner practitioner Nahum Daniels echoes the sentiment: “The statistics tell the story: A large number of people living in Westchester earn relatively high incomes and enjoy higher net worths, but not everyone would be considered ‘rich.’ You can still live well in Westchester without being rich. Can you do it on […]

NEW YEAR’S RESOLUTIONS: MINDFULNESS ABOUT MONEY

Certified financial planner and best-selling author Nahum Daniels recommends a planning-oriented mindset for 2019, a year that may bring increased volatility in investment markets and plenty of uncertainty.  Panic should be avoided.  Plan ahead to save more for retirement and invest smart to avoid market losses.